Certain States require a statement by CRA informing the consumer about CRA obtaining and maintaining a bond and a place of business within the State. However, due to the fact that CRA bills consumers only after services are completed, CRA and certain subcontractors may not maintain a bond in any State nor a Headquarters in any State other than Wyoming.
Enter Your Reply I would like to point out that this is inaccurate as to not having a credit inquiry on a pre-approved card offer. That is not true they have always always ran a credit even on all pre-approval ones that I have ever dealt with. I was given an invite recently for a relatively new company and I decided to try it and they pulled a hard inquiry on my credit anyway not to mention that they couldn't finish the process something happened on their website and so nothing ever went further and then I received another pre-approval in the mail after that I'm afraid to try again cuz it's going to ding my credit more
Credit card companies, for example, closely monitor both your payment history and account age (how long the account has been open in good standing). If you have a credit card, start by making small purchases and paying off the balance in full each month. The longer that you can keep open a credit card in good standing, the better (so that you can increase your account age). Consistent on-time payment history and a long account age demonstrate both financial discipline and responsibility.

Upon my search for help to repair my credit I came across a few empty promises. I then found DEMONINVADER. He was straight forward with what our approach and goals were from the begining without wasting any time. He was always polite, very informative and always returned my calls/emails on time. He helped me understand by translating what I had trouble with, understanding and working up game plans towards my goal of better credit. Now at the end of his services, I'm extremely grateful and satisfy with the services rendered by DEMONINVADER. I would highly recommend DEMONINVADER for your credit repair needs.


Rapid rescoring is a practice commonly used by mortgage originators to help improve credit scores. Rapid rescoring is a two-step process that first involves correcting and updating information, and that information is then sent to the credit bureaus. When the rapid rescore is done, this information is added to the consumer’s credit file within days to update and improve their credit scores quickly.
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